An engagement ring is not only a sparkly token of your love, it’s also an investment. And investments need to be protected. Ritani offers levels of protection, both big and small. Some cost a few dollars, others are included with the purchase of your Ritani ring.

Upon checkout, Ritani will give you the option to add extended coverage to further protect your purchase, in a 2-, 3- or 5-year increment. Don’t forget to add it to your cart before check out! Once your item ships, it’s no longer available for purchase. The protection plan covers Ritani engagement rings, wedding bands and jewelry valued at up to $50,000. It’s good for restorative services that happen during normal wear or faulty workmanship. Here’s a few examples of what this plan would cover:

  • Resetting of gemstones or diamonds
  • Bent, broken or worn prongs
  • Thinning or cracked ring shank
  • Broken clasps on a bracelet or chain
  • Broken or stretched pearl strands
  • Broken earring backs or posts
  • Gouges or discoloration
  • Knotted or kinked bracelets and/or chains

The Ritani Lifetime Warranty falls under the Ritani Lifetime Care Package (included with your engagement ring purchase), but requires activation. You have 45 days after the purchase of your ring to activate it. Along with the expert value appraisal and authenticity certificate, you’ll also be covered for repair and/or replacement caused by normal wear or a defective product. It also lets you visit a local Ritani jeweler for free ring cleanings—to keep that ring sparkly! And perhaps in a few years with this coverage, you can take advantage of the Diamond Trade-Up and upgrade your diamond. We’ll give you 100% credit towards your new Ritani diamond.

Jewelry insurance protects you from the big stuff—theft, loss or damage. Since an engagement ring is likely to be the most valuable and meaningful piece of jewelry you’ll ever own, it’s important to protect it. Although jewelry insurance isn’t a must-have, it should be seriously considered, especially for pieces of high-value. Peace of mind, after all, is priceless.

Here’s some frequent topics of conversation on jewelry insurance.