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Flexible Financing

You deserve your dream ring. Explore our financing options with Synchrony.

No Interest if Paid in Full Within 12 Months²
No interest on purchases of $25 or more with your with your Ritani Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
OR - 9.99% APR for 36 months³
9.99% APR for any purchase using your Ritani Credit Card. Fixed monthly payments required for 36 months.
OR - 9.99% APR for 60 months³
9.99% APR for any purchase using your Ritani Credit Card. Fixed monthly payments required for 60 months.
Other Benefits Include
· Pay over time with convenient monthly payments¹
· Simple application process
· Promotional financing available
· A dedicated credit card for Ritani purchases⁴
· Card arrives within 7-10 days
Disclosure:
¹Subject to credit approval. Minimum monthly payments required.
²Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
³Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 9.99% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. Regular account terms apply to non-promo purchases. For new accounts: Purchase APR is 29.99%. Minimum Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
⁴Subject to credit approval.